Course Content
Module 1: Introduction to Banking and Finance
Banking and finance are critical components of the global economic system They facilitate the flow of capital and credit, support economic growth, and provide various services to individuals, businesses, and governments This sector encompasses a broad range of activities, including accepting deposits, making loans, investing, and managing financial assets
0/5
Overview of Banking and Finance
13:45
Banking Sector
05:47
The role of banks and financial institutions in the economy
04:38
Key concepts and terminology
00:00
Assignments
Module 2: History of Banking
0/4
Evolution of Banking Systems Globally
21:37
Major Banking Innovations
02:16
Historical Banking crises and their impact
04:34
Assignments
Module 3: Types of Financial Institutions
0/4
Commercial Banks
00:00
Credit Unions and Savings Institutions
11:53
Non-bank Financial Intermediaries
08:57
Assignments
Module 4: Financial Markets and Instruments
Types of financial markets (money markets, capital markets) Financial markets can be broadly categorized into money markets and capital markets, each serving different purposes and involving different types of financial instruments
0/4
Money Markets & Capital Markets
04:57
Financial instruments (stocks, bonds, derivatives)
01:58
How Financial Markets operate
05:28
Assignments
Module 5 : Understanding Banking Operations
0/4
Deposit accounts (savings, checking, certificates of deposit)
04:47
Loans and credit (personal loans, mortgages, business loans)
00:00
Payment systems and Electronic banking
03:03
Assignments
Module 6: Financial Statements and Analysis
0/4
Balance sheets, Income statements, and Cash flow statements
08:39
Key Financial Ratios and their significance
23:17
Analyzing financial performance of banks
03:39
Assignments
Module 7: Risk Management in Banking
Risk management in banking involves identifying, assessing, and mitigating potential financial threats to ensure stability and profitability Banks use various strategies, such as diversifying investments, setting credit limits, and employing sophisticated risk assessment models, to protect against losses from market fluctuations, credit defaults, and operational failures Effective risk management helps safeguard both the institution's assets and its customers' interests, maintaining trust and regulatory compliance in a volatile financial environment
0/4
Types of risk (credit risk, market risk, operational risk)
03:17
Risk Management strategies and tools  
04:08
Regulatory frameworks (Basel III, Dodd-Frank Act)
02:47
Assignments
Module 8: Banking Regulations and Compliance
0/4
Overview of banking regulations
02:49
Role of regulatory bodies (Federal Reserve, FDIC, OCC)
00:00
Compliance requirements and challenges
02:58
Assignments
Module 9: Investment Banking and Financial Services
Investment banking and financial services encompass a broad range of activities designed to support and manage capital flow in the economy Investment banks specialize in underwriting new securities, advising on mergers and acquisitions, and providing strategic financial guidance Financial services, more broadly, include asset management, wealth management, and various advisory services that help individuals and businesses manage their financial resources, optimize returns, and navigate complex financial landscapes Together, these sectors play a crucial role in facilitating economic growth and stability.
0/4
Functions of Investment Banks (underwriting, advisory services)
05:13
Wealth Management and Private Banking
09:30
Trends in financial services (FinTech, Robo-advisors)
11:35
Assignments
Module10: International Banking and Finance
0/4
Global banking systems and institutions
05:59
Currency Exchange and International Trade
09:35
Cross-border regulations and financial stability
01:59
Assignments
Module 11: The Role of Central Banks
0/2
Functions and Responsibilities of Central Banks
02:04
Assignments
Module 12: Contemporary Issues in Banking and Finance
0/5
Impact of Technology and Innovation in banking
02:18
Financial inclusion and global banking access
08:54
Emerging Trends and Future Challenges in Banking
02:59
Assignments
Summative Assignment
Banking & Finance
About Lesson

Core Components of Banking

  • Retail Banking: Retail banking deals with individual customers and small businesses Services include savings and checking accounts, personal loans, mortgages, and credit cards Banks act as intermediaries between savers and borrowers
  • Commercial Banking: Commercial banks focus on providing services to businesses They offer business loans, credit lines, and cash management services Commercial banks also help companies manage their deposits and payment
  • Investment Banking: Investment banks assist corporations and governments in raising capital through securities They also provide advisory services for mergers and acquisitions, financial restructuring, and market making
  • Central Banking: Central banks manage a country’s currency, money supply, and interest rates They are crucial in implementing monetary policy, controlling inflation, and maintaining financial stability Examples include the Federal Reserve in the US, the European Central Bank, and the Bank of England
  • Cooperative Banking: Cooperative banks are financial entities that are owned and operated by their members They provide similar services to commercial banks but often focus on local communities and cooperative principles
  • Online and Mobile Banking: With technological advances, banks now offer digital platforms for managing accounts, transferring money, and accessing financial services online or through mobile apps

Financial Markets

Capital Markets: Capital markets involve the buying and selling of long-term securities such as stocks and bonds They are divided into primary markets (where new issues of securities are sold) and secondary markets (where existing securities are traded)

Money Markets: Money markets deal with short-term borrowing and lending Instruments include Treasury bills, commercial paper, and certificates of deposit These markets are crucial for managing liquidity and short-term funding

Derivatives Markets: Derivatives are financial instruments whose value is derived from underlying assets like stocks, bonds, or commodities Common derivatives include options, futures, and swaps, used for hedging and speculative purposes

Foreign Exchange Markets: Foreign exchange (forex) markets involve the trading of currencies They play a vital role in international trade and investment by enabling currency conversion and managing exchange rate risks.

Financial Institutions

Commercial Banks: Provide a broad range of services including deposit accounts, loans, and payment services Examples include JPMorgan Chase, HSBC, and Wells Fargo

Investment Banks: Focus on capital raising, underwriting, and advisory services Notable examples include Goldman Sachs and Morgan Stanley

Insurance Companies: Offer risk management through policies that cover various types of risks including health, property, and life insurance

Asset Management Firms: Manage investments on behalf of clients, including individuals and institutions They handle mutual funds, pension funds, and other investment portfolios

Credit Unions: Non-profit financial cooperatives that provide services similar to banks but are owned and operated by their members

Microfinance Institutions: Provide financial services to underserved populations, often in developing countries They offer small loans, savings, and insurance to help individuals start or grow businesses

Financial Regulation

Regulatory Bodies: Governments and international organizations regulate financial institutions to ensure stability, transparency, and fairness Examples include the Securities and Exchange Commission (SEC) in the US, the Financial Conduct Authority (FCA) in the UK, and the International Monetary Fund (IMF)

Regulations: Financial regulations cover areas such as capital requirements, consumer protection, anti-money laundering (AML), and combating the financing of terrorism (CFT) Compliance with these regulations is essential for maintaining trust and stability in the financial system

Risk Management: Financial institutions use various risk management techniques to mitigate risks associated with credit, market fluctuations and operational issues This includes diversification, hedging, and setting aside reserves.

Join the conversation
Previous
Next
0% Complete
Scroll to Top
× Need Help?